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Insurance Programs

Willis of New Jersey, Inc.

The Rutgers University Alumni Association has partnered with Willis of New Jersey, Inc. to offer alumni Life and Disability coverage. For more information, please visit RutgersAlumniInsurance.com or call 800-343-5433.

Liberty Mutual Insurance Programs

As a Rutgers graduate you can get a special discounted rate on Auto, Home, Condo and Renter’s Insurance from a trusted Fortune 100 company. Find out more about Liberty Mutual Auto & Home Insurance at www.libertymutual.com/rutgers or call 888-778-6005 and mention client #5154. Discounts and savings are available where state laws and regulations allow, and may vary by state. To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify.

SAVE WATER, SAVE MONEY

A message from Liberty Mutual Insurance

Whether you live in a desert or next to a lake, there are plenty of good reasons to conserve water. You can save money, and you can help save the world. Here are some ideas for wringing the most use out of your family’s water supply.

Seek the Leaks
Did you know that there is a national Fix-A-Leak Week each March? You don’t have to wait until then, of course. Finding and taking care of easily fixed leaks can save homeowners about 10% a year on their water bill. According to epa.gov, the average household wastes 10,000 gallons of water a year due to leaks alone (that’s enough to wash 270 loads of laundry).

Common leak locations include dripping faucets, toilet flappers and showerheads. To see if you have leaks, check your water meter before and after a 2-hour window while all your water is shut off. If the meter does not read the same, chances are you have a leak.

Be Mindful of the Water You Use

Truth is, unless we’re in a drought many of us don’t really think about our water use. The good news is that it’s easy to save a lot of water with just a little effort. Here are a few ideas:
*Don’t pre-wash dishes in the sink if you have a dishwasher.                                                                                                                                                                                              *While running water is heating up, collect it to water plants.                                                                                                                                                                                             *Look for the WaterSense® label on toilets and showerheads.                                                                                                                                                                                            *Teach your children to turn off faucets completely.


Water Lawns and Plants Efficiently
Saving water can actually help save your plants as well. Surprisingly, many plant and lawn problems aren’t due to under-watering, but watering too much. According to the U.S. Department of Agriculture, irrigating less often and applying more water per irrigation results in deeper-rooted plants and a healthier turf. They also recommend that you avoid watering on windy days and at midday, when the evaporation level is the highest. Finally, letting your lawn go dormant allows grass to slow its growth and harden for winter.

Better living begins with making smarter choices. Wherever you call home, Liberty Mutual Insurance can provide superior coverage for the way you live.

To learn more about Liberty Mutual Auto and Home Insurance or to get a free, no-obligation quote, 888-778-6005 or visit libertymutual.com/Rutgers.

SOURCES:
http://www.epa.gov/watersense/pubs/fixleak.html
http://www.usda.gov/documents/7-3-09_Tips_for_Watering_your_Lawn_and_Garden.pdf 


Long Term Care Resources

The Rutgers University Alumni Association (RUAA) now offers long term care insurance. Take advantage of special discounts, multiple carriers, and multiple products. Long Term Care Insurance can cover the costs associated with Home Health Care, Adult Day Care and Care in a facility (Assisted Living or Nursing Home) if you or your spouse require these services as a result of aging. Unfortunately, LTC insurance is not just something you can buy when you need it; your health allows you to buy this coverage. The longer a person waits to apply the greater their chances of being declined so visit www.myltcplan.com/rutgers or call 800-616-8759 to obtain more information and start a quote today.


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For questions or comments about this site, contact RUAlumni@alumni.rutgers.edu.