Insurance Programs

Willis Giaconia Life, LLC

The Rutgers University Alumni Association has partnered with Willis Giaconia Life, LLC to offer alumni Life and Disability coverage. For more information please call 1-800-343-5433.

Liberty Mutual Insurance Programs

As a Rutgers graduate you can get a special discounted rate on Auto, Home, Condo and Renter’s Insurance from a trusted Fortune 100 company. Find out more about Liberty Mutual Auto & Home Insurance at or call 888-778-6005 and mention client #5154. Discounts and savings are available where state laws and regulations allow, and may vary by state. To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify.

From Dennis Goebel, Vice President, Liberty Mutual Insurance Company

How to Safely Share the Road With Cyclists
By Lee Michael Katz

Pedal power is growing all over the country. Bike lanes are popping up everywhere and bike-riding has more than doubled in some cities. But the mismatch between a massive vehicle and a lightweight bicycle frame can have tragic consequences. Here are some ways to reduce the danger when sharing the road with cyclists:

•Defensive driving extends to bikes. You drive a safe length behind other motorists, so don’t ride the bumper of a bike. Leave adequate space for you to react—this is especially critical when passing a bicyclist.

•Yield—and watch out for bicyclists who don’t. Failure to yield by both motorists and bicyclists accounts for nearly 25% of collisions. Bicyclists can easily miss stop signs, so take extra care in bike-riding areas.

•Pay extra attention to hidden bicyclists. With their small profile, bikes won’t show up nearly as easily as a vehicle in your mirrors. For example, when turning right, check the curb lane and check over your right shoulder so you don’t cut off any cyclists.

•Open doors carefully. Your vehicle doors may open into a bike lane or travel path, so be careful when opening your doors. The last thing you want to do is knock over a passing cyclist.

•Return the favor when biking. When you’re pushing the bike pedals instead of the gas, don’t zigzag between cars and signal with your hand when turning. You have the same responsibility to obey traffic laws on your bike as you do in your car.

To learn more about Liberty Mutual Auto and Home Insurance or get a free, no-obligation quote, call 1-888-778-6005 or visit

Coverage underwritten and provided by Liberty Mutual Insurance Company and its affiliates, 175 Berkeley Street, Boston, MA 02116. Reprinted with permission from Liberty Mutual. ©2014 Liberty Mutual Insurance

Long Term Care Resources

The Rutgers University Alumni Association (RUAA) now offers long term care insurance. Take advantage of special discounts, multiple carriers, and multiple products. Long Term Care Insurance can cover the costs associated with Home Health Care, Adult Day Care and Care in a facility (Assisted Living or Nursing Home) if you or your spouse require these services as a result of aging. Unfortunately, LTC insurance is not just something you can buy when you need it; your health allows you to buy this coverage. The longer a person waits to apply the greater their chances of being declined so visit or call 800-616-8759 to obtain more information and start a quote today.

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