Willis of New Jersey, Inc.
The Rutgers University Alumni Association has partnered with Willis of New Jersey, Inc. to offer alumni Life and Disability coverage. For more information, please call 800-343-5433.
Liberty Mutual Insurance Programs
As a Rutgers graduate you can get a special discounted rate on Auto, Home, Condo and Renter’s Insurance from a trusted Fortune 100 company. Find out more about Liberty Mutual Auto & Home Insurance at www.libertymutual.com/rutgers or call 888-778-6005 and mention client #5154. Discounts and savings are available where state laws and regulations allow, and may vary by state. To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify.
A message from our partner, Liberty Mutual Insurance
From Dennis Goebel, Vice President, Liberty Mutual Insurance Company
How to Digitally Archive Your Home
By Coletta Teske
You never know when disaster might strike. Within minutes, cherished or valuable goods could be ruined. Keeping a digital archive of your belongings will accelerate the process of replacing damaged property. It will also help you make better decisions about the insurance coverage you need.
Follow these three simple steps to archive your home:
•Make a list of your possessions. Some people prefer a low-tech approach to list-making—index cards or a notebook, for example—while others are comfortable with spreadsheets on a CD or USB drive. The method doesn’t matter, as long as the list is thorough, well-organized, and kept in a safe place. You should also remember to adjust your files periodically, deleting items you’ve gotten rid of and adding any new purchases.
•Photograph your living space and possessions. Use a digital camera or a smartphone to capture rare, important, and expensive items, both in close-up shots and in wider pictures that show their position in the room. You should also photograph each wall, as well as closets and drawers. And be sure to label your photographs clearly, so you can correctly identify which numbers or details belong to which item.
•Store digital photos and inventory in a safe place. Once you’re finished, find a safe place to store your records. Make a copy of everything and store it away from your home. For hard copies or a USB drive or CD, it’s often best to use a bank’s safe deposit box. For digital archives, Internet-based providers offer digital storage, online backups, or cloud technology to easily access or change your records.
To learn more about Liberty Mutual Auto and Home Insurance or to get a free, no-obligation quote, call 888-778-6005 or visit libertymutual.com/rutgers.
Coverage underwritten and provided by Liberty Mutual Insurance Company and its affiliates, 175 Berkeley Street, Boston, MA 02116. Reprinted with permission from Liberty Mutual. ©2014 Liberty Mutual Insurance
Long Term Care Resources
The Rutgers University Alumni Association (RUAA) now offers long term care insurance. Take advantage of special discounts, multiple carriers, and multiple products. Long Term Care Insurance can cover the costs associated with Home Health Care, Adult Day Care and Care in a facility (Assisted Living or Nursing Home) if you or your spouse require these services as a result of aging. Unfortunately, LTC insurance is not just something you can buy when you need it; your health allows you to buy this coverage. The longer a person waits to apply the greater their chances of being declined so visit www.myltcplan.com/rutgers or call 800-616-8759 to obtain more information and start a quote today.