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Insurance Programs

Willis Giaconia Life, LLC

The Rutgers University Alumni Association has partnered with Willis Giaconia Life, LLC to offer alumni Life and Disability coverage. For more information please call 1-800-343-5433.

Liberty Mutual Insurance Programs

As a Rutgers graduate you can get a special discounted rate on Auto, Home, Condo and Renter’s Insurance from a trusted Fortune 100 company. Find out more about Liberty Mutual Auto & Home Insurance at www.libertymutual.com/rutgers or call 888-778-6005 and mention client #5154. Discounts and savings are available where state laws and regulations allow, and may vary by state. To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify.

A message from Liberty Mutual Insurance

What is an “Umbrella Policy”?


By Dennis Goebel, Vice President, Liberty Mutual Insurance Company

Personal Liability Protection offers additional protection to home and auto insurance.


You may have heard of personal liability protection or “umbrella” insurance. But do you know what it covers and if you really need it? Liberty Mutual’s standard home and auto policies cover your personal liability when an accident occurs in your home or on the road. Personal Liability Protection (PLP) provides a second line of defense:

  • Coverage starting at $1 million for an affordable price (higher limits also available)
  • Additional protection should a jury award for covered damages exceeding the limits of your underlying policy
  • Defense against covered claims and lawsuits even if they’re groundless or fraudulent, anywhere in the world
  • Coverage for accidents caused by any recreational vehicle you operate
  • Peace-of-mind that you and your family are covered in the event of unexpected and unusual occurrences, such as a costly legal judgment

To determine if “umbrella” protection is right for you, consult with your Liberty Mutual Insurance agent and consider the following questions:

  • Are the limits on your home and auto liability sufficient to cover you and your family?
  • Do you have a swimming pool or a dog?
  • What is your tolerance to risk?
  • Do you have retirement assets to protect?

Click here to learn more about the Liberty Mutual’s Personal Liability Protection coverage.

To learn more about Liberty Mutual Auto and Home Insurance or get a free, no-obligation quote, call 800-532-9568 or visit libertymutual.com/rutgers.

Coverage underwritten and provided by Liberty Mutual Insurance Company and its affiliates, 175 Berkeley Street, Boston, MA 02116.

©2012 Liberty Mutual Insurance


Long Term Care Resources

The Rutgers University Alumni Association (RUAA) now offers long term care insurance. Take advantage of special discounts, multiple carriers, and multiple products. Long Term Care Insurance can cover the costs associated with Home Health Care, Adult Day Care and Care in a facility (Assisted Living or Nursing Home) if you or your spouse require these services as a result of aging. Unfortunately, LTC insurance is not just something you can buy when you need it; your health allows you to buy this coverage. The longer a person waits to apply the greater their chances of being declined so visit www.myltcplan.com/rutgers or call 800-616-8759 to obtain more information and start a quote today.


© Rutgers, The State University of New Jersey. All rights reserved.
For questions or comments about this site, contact RUAlumni@alumni.rutgers.edu.